uob personalized banking
uob personalized banking
Blog Article
UOB Lender provides many different individual banking services built to satisfy the financial desires of individuals. Underneath is an extensive overview to help you fully grasp The true secret areas and offerings.
Sorts of Accounts
Cost savings Account: This account helps you to get monetary savings though earning curiosity.
Capabilities: Easy accessibility, curiosity earnings, nominal service fees.
Rewards: Safe and sound spot for your funds, likely advancement via curiosity.
Latest Account: Perfect for every day transactions and controlling charges.
Features: Checkbook facility, overdraft protection.
Positive aspects: Easy for normal payments and withdrawals.
Fixed Deposit Account: For all those trying to receive better desire fees over a fixed period.
Attributes: Set phrase deposits, greater interest prices in comparison with personal savings accounts.
Positive aspects: Safe financial commitment choice with predictable returns.
Loans
Personal Financial loans: Unsecured financial loans which can be utilized for numerous purposes like education or dwelling renovation.
Styles:
Installment Financial loans
Credit score Lines
Gains: Adaptable repayment terms, aggressive fascination charges.
House Financial loans: Customized answers for purchasing assets or refinancing current home loans.
Forms:
Mounted Price Dwelling Financial loan
Floating Charge Home Financial loan
Rewards: Various designs to match person requires, eye-catching rates.
Charge cards
UOB provides A selection of credit cards catering to unique lifestyles and paying out behavior:
Benefits Cards: Receive details on every single purchase which may be redeemed for items or travel miles.
Cashback Cards: Get funds rebates on everyday shelling out such as groceries and dining out.
Journey Playing cards: Special Positive aspects like air miles accumulation and vacation insurance policy protection.
Financial investment Providers
For people interested in developing their prosperity through investments:
Unit Trusts * Diversified portfolio managed by pros. * Well suited for long-phrase progress aims.
Structured Deposits * Brings together the features of conventional deposits with expenditure solutions. * Likely higher returns but with some danger concerned.
Insurance policies Solutions
To safeguard on your own and All your family members from unexpected functions:
Daily life Insurance plan * Delivers money protection in the event of Loss of life or essential disease. * Also can serve as a financial savings tool based on the policy picked out.
Health and fitness Insurance plan * Addresses health-related costs including hospitalization expenditures. * Essential for mitigating higher healthcare prices.
Electronic Banking Providers
Convenience at your fingertips by digital platforms:
Internet Banking
Helps you to deal with your finances on the net:
Check out account balances and transaction history
Transfer cash among accounts or pay charges
Apply for new solutions (loans/charge cards)
Cell Banking
Banking on-the-go through cell apps:
Brief stability checks
Cellular payment choices (QR code payments)
Notifications & alerts about account exercise
Using these thorough choices, UOB aims to provide personalised banking solutions that cater exclusively to individual necessities while making certain benefit click here and safety in all transactions.